Overview

ChiyuBank has corporate lending experience for years. We provide you with comprehensive, professional and efficient services, which including:

  • Commercial Financing
  • Commercial Mortgage Loan
  • Corporate Tax Loan
  • Machinery & Equipment Financing

For further information, please contact our relationship managers at our corporate banking centre, we are always ready to be of servicing you.


Commercial Financing

 

With over 40 years of experience, our bank has built a strong reputation for providing full financial support to our customers. Our bank provides short, medium and long-term loans. As our valued customers, you can choose a flexible repayment terms that can be structured to meet your specific needs.
Moreover, our extensive local network of over 20 branches and one conveniently located corporate finance centre in Central provide easy access to our services.


Commercial Mortgage Loan

  

Our bank can offer you a tailor-made mortgage loan to help you with the purchase or refinancing of commercial or industrial buildings. A comprehensive range of benefits which include:

  • Easy and quick application
  • No annual review required on loan facility
  • A mortgage facility of up to 70% of your property market value
  • Competitive mortgage interest rate
  • Loan tenure can be up to 30 years for added financial flexibility

Corporate Tax Loan
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Our corporate tax loan can help enhance your working capital. You can better manage your cash flow and tax commitment.

 
Flexible repayment period

You can choose to repay the tax loan by monthly installments for 6, 9 or 12 months
 
High Loan Amount

Loan amount can be up to 200% of the payable tax amount or HKD 2 million (whichever is lower)
 
Application is simple

Please provide the following documents for application.
 

  • Company registration document
  • Profits tax demand notes
  • Latest 3 years' financial reports
  • Latest 6 months' major bank statements


Machinery & Equipment Financing
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In face of competitive business environment, your esteem company should be equipping with machinery in order to enhance your company's productivity and competitive power. To maintain the spirit of helping SME to develop, Chiyu bank provides you with extra cash to reinforce your efficiency and capture every business opportunity. 

The loan can be used to acquire installations and equipment including machinery, tools, computer software and hardware, communication system, office equipment, transport facilities, furniture and fixtures, etc. What's more, you may also acquire business installations for your operation overseas to enhance your company's competitive power and maximize profits.  

HIGH LOAN AMOUNT
The loan amount can be up to high ratio of purchase price of the business installations and equipment to allow you to boost business efficiency without tying up cash upfront. 
 
PREFERENTIAL INTEREST RATES
Apart from a low interest rate, you have a choice of fixed or floating rate for your maximum financial flexibility.
 
FLEXIBLE REPAYMENT PERIOD
You can choose from a flexible repayment period of up to 36 months to meet your specific business and cash flow needs.
 
APPLICATION IS SIMPLE
Any locally-registered SME (including sole proprietorship, partnership and limited company) being able to provide the following documents is eligible to apply.
 

  • Company registration document
  • Latest 2 years' financial reports and profits tax demand notes (if any)
  • Latest 6 months' major bank statements
  • Quotations, contracts or invoices of the purchased item(s)
  • Guarantor's information, including financial information and address proof (if any)

To borrow or not to borrow? Borrow only if you can repay!