Savings Account


Access our comprehensive banking services and extensive branch network

Hong Kong Dollar Savings Account

  • Enjoy a minimum account opening balance as low as HKD1,000.
  • Earn interest daily and deposited semi-annually.
  • Monthly statement listing all banking transactions for your clear overview.
  • Serves as the one-stop settlement account for Payroll Service, Direct Debit Authorization and Currency Exchange.
  • Manage your account at any of our branches.
  • Enquire account balance or transfer funds via ATM, Phone Banking and Internet Banking anywhere, anytime.

Multi-currency Savings Account

  • Manage RMB and a variety of foreign currencies conveniently in one consolidated Multi-Currency Savings Account.
  • Earn interest daily and deposited monthly.
  • Easy-to-read monthly statement listing your transaction records.
  • Currency exchange via any of our branches, Internet Banking or Phone Banking, anywhere and anytime.
  • Deposit or withdrawal of RMB,USD,EUR,JPY, GBP and AUD notes into/from Foreign Currency Savings Account via our branches.

RMB Risk Disclosure:

RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into Hong Kong dollar or other foreign currencies.

RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Risk Disclosure of Foreign Currency Trading:

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies.

Current Account


Easy and convenient day-to-day access to your cash

Hong Kong Dollar Current Account

  • Enjoy a minimum account opening balance as low as HKD1,000.
  • Free cheque books.
  • Easy-to-read monthly statement listing transactions and account balance information.
  • Do your banking at any of our branches.

USD Current Account

  • Avoid unnecessary remittance charges.
  • Enjoy a minimum account opening balance as low as USD200.
  • Free cheque books.
  • Make US Dollar cash deposits and withdrawals at designated branches through prior arrangement with the account opening branch.
  • Receive a monthly statement giving full details of your account activities. Alternatively, you may choose to receive statements on a weekly or bi-weekly basis.

Fixed Deposit Account


The more you deposit, the higher is the interest rate

Hong Kong Dollar Fixed Deposit Account

  • Minimum opening deposit is just HKD10,000.
  • Choose from deposit tenures of 7 days up to 60 months .
  • Automatic renewal service available for your convenience.
  • Higher interest rate will be offered if your deposit is higher than HKD500,000.00.

Foreign Currency Fixed Deposit

  • Choose from a wide range of foreign currencies and deposit periods.
  • Automatic renewal service available for your convenience

Club Deposit Account


The easy way to save

  • Minimum deposit amount of only HKD500.
  • Choose from a wide range of deposit tenures, such as 1 year, 15 months, 18 months, 2 years, 3 years, 4 years and 5 years.
  • Deposit by monthly, bi-monthly, quarterly or semi-annually instalments.
  • You can make a deposit at any branch of our bank, or simply arrange for autopay.

Payroll Service


The Payroll Service of Chiyu Bank offers you a comprehensive personal financial management solution. You can now manage your salary payment and personal finances with ease and added convenience. Upon simple registration, you can receive your salary payment via autopay through your Chiyu Bank account and take advantages of our banking services and privileges:

Comprehensive personal financial management solution

The Payroll Service from Chiyu Bank offers you a comprehensive range of financial management tools. You can take advantage of our wide-ranging banking services covering personal finances, savings plan, investment, comprehensive protection, MPF management, mortgage loans, retail credit facility and cross-border services.

Extensive service network

You can flexibly conduct an array of financial transactions, covering HKD and RMB cash withdrawals, fund transfers, bill payments and enquiry on BOCI-Prudential MPF record via over 24 Chiyu Bank branches, ATMs, Internet Banking and Phone Banking.

Hassle-free registration for Payroll Service

Steps:

  1. Open a HKD Savings / Current Account or take up Wealth Management Service / Enrich Banking / i-Free Banking
  2. Register for Payroll Service via any of the following channels:
    • Visit any Chiyu bank branches; or
    • Logon to Internet Banking*
      * Logon to Internet Banking and select "Payroll Service Registration" under "Banking".
  3. Submit the completed "Notification of Change of Auto-pay Payroll Account" to the Personnel Department of your company to change your payroll account

Act now to experience our comprehensive financial management services!

Registration and Customer Service Hotline: (852) 2232 3625

Risk Disclosure:
Although investment may bring about profit opportunities, each type of investment product or service comes with its own risks. Due to the fluctuating nature of the markets, the prices of products may rise or fall beyond customers' expectations and customers' investment funds may increase or decrease in value as a result of selling or purchasing investment products. Loss may equal or exceed the amount of the initial investment. Income yields may also fluctuate. Due to market conditions, some investments may not be readily realizable. Before making any investment decision, customers should assess their own financial position, investment objectives and experience, willingness and ability to bear risks and understand the nature and risk of the relevant product. For details of the nature of a particular product and the risk involved, please refer to the relevant offering documents. Customers should seek advice from an independent financial adviser.


Simple bill payments process


Simply by setting up a one-off direct debit authorization instruction, your funds will be automatically transferred from your Chiyu Bank account to designated merchants or organizations for bill payments. This service is free of charge. Meanwhile, you can conveniently make the bill payments via our Internet Banking.

¡@