Low Premium for the Best Protection

Are you or have you:

• the breadwinner of the family?
• just married and be responsible for the protection of your beloved?
• already secured a loan and need extra protection.
• Or......

Life is an unpredictable journey and you need be well prepared for the provision of sufficient financial support for your family even in the unfortunate event of death. To allow for the protection you need, BOCG Life offers you this term insurance plan that is of low premium and with comprehensive protection. "Term plan" is intended to stand by you to help taking care of you and members of your family.

"Term Plan" offers you

Death Benefit for Peace of Mind

In the event of death before maturity, your family will receive an amount equal to the sum insured that will reduce their financial burden.

Low Premium for Easy Budgeting

You can obtain a large amount of protection at a low premium outlay. 

Premium is guaranteed to remain unchanged within the coverage period. When the policy is renewed, premiums will be adjusted based on the age of the insured.

Guarantee Renewable

At the maturity date of the plan, the coverage is guaranteed renewable at the end of policy period up to age 75 without medical examinations.

Convertible to Whole Life Insurance

To provide you the convenience of a long-term protection at a later stage, this plan offers you the option to convert to a whole life insurance plan during the coverage period or before age 70 without health declaration or medical examinations.

Supplementary Benefits 

For comprehensive protection, you can enroll in the following optional benefits: 

• Accidental Death Rider
• Accidental Death and Dismemberment Rider
• Waiver of Premium Benefit

Basic Eligibility Requriements

Important Notes:

• The Plan is underwritten by BOC Life. Chiyu Banking Corporation Ltd. ("Chiyu Bank") is the insurance agent bank appointed by BOC Life.
• BOC Life is authorised and regulated by the Insurance Authority to carry on long term insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
• BOC Life reserves the right to decide at its sole discretion to accept or decline any application for the Plan according to the information provided by the proposed Insured and the applicant at the time of application.
• The Plan is subject to the formal policy documents and provisions issued by BOC Life. Please refer to the relevant policy documents and provisions for details of the Insured items and coverage, provisions and exclusions.
• Chiyu Bank is the appointed agent of the insurance company for distribution of life insurance products. The life insurance product is a product of the insurance company but not Chiyu Bank.
• In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Chiyu Bank and the customer out of the selling process or processing of the related transaction, Chiyu Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; whilst any dispute over the contractual terms of the Plan should ultimately be resolved between the Insurance Company and the customer, where practicable and appropriate, Chiyu Bank will provide reasonable assistance to the customer in the dispute resolution process.
• This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. Please refer to the policy documents and provisions issued by BOC Life for details (including detailed terms, conditions, exclusions, policy costs and fees) of the Plan. For enquiry, please contact the branch staff of the insurance agent banks.