Monthly statement listing all banking transactions for your clear overview.
Serves as the one-stop settlement account for Payroll Service, Direct Debit Authorization and Currency Exchange.
Enquire account balance or transfer funds via Mobile Banking, Internet Banking, ATM, Phone Banking and any of our branches anywhere, anytime.
Multi-currency Savings Account
Manage RMB and a variety of foreign currencies conveniently in one consolidated Multi-Currency Savings Account.
Earn interest daily and deposited monthly.
Monthly statement listing all banking transactions for your clear overview.
Currency exchange via Mobile Banking, Internet Banking, Phone Banking or any of our branches anywhere and anytime.
Deposit or withdrawal of JPY,EUR, GBP and AUD notes from Foreign Currency Savings Account via designated branches.
Risk Disclosure of Foreign Currency Trading：
Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into HKD or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of relevant currencies).
Conversion Limitation Risk of RMB：
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into Hong Kong dollar or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
