Easy-to-read monthly statement listing transactions and account balance information.
CNY Current Account
Free cheque books.
Easy-to-read monthly statement listing transactions and account balance information.
In Hong Kong, you can use it to settle all kinds of payments. You can settle payments for consumer spending in Guangdong Province by cheque without the trouble of cross-border carrying a bulk of cash.
USD Current Account
Free cheque books.
Easy-to-read monthly statement listing transactions and account balance information.
Designed for customers with USD as the settlement currency avoiding unnecessary effort and charges incurred from remittance process.
Risk Disclosure of Foreign Currency Trading：
Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into HKD or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of relevant currencies).
Conversion Limitation Risk of RMB：
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into Hong Kong dollar or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
