Chiyu Banking Corporation Limited (the “Bank”), the best partner in your business growth, is committed to providing comprehensive banking solutions to suit your needs. With our one-stop banking services and exclusive privileges of Business Integrated Account1, you can enhance your company's financial management, operating efficiency and cost effectiveness.
With Business Integrated Account, you can manage all of your company's accounts including Deposits, Loans, Trade Services, Mortgage and Investments, etc. under one roof for added flexibility and convenience.
When the available balance of the designated current account is not sufficient to settle the cheque amount, this Auto-Sweeping Service will sweep funds from your company’s other designated account to avoid bounced cheque and unnecessary overdraft interest*.
* This Auto-Sweeping Service is only applicable to the overdraft of the Current Account due to drawing of cheque(s), provided the transfer sum does not exceed the maximum limit prescribed by the Bank from time to time. If the total transfer sum exceeds the maximum limit, this Auto-Sweeping Service will not be executed even though the amount of one of the cheques is below the maximum limit. If the transfer sum under this Auto-Sweeping Service successfully covers the overdraft amount, the Bank will not charge any overdraft interest.
► Consolidated Monthly Statement listing the accounts summary, Total Relationship Balance, Monthly Service Fee privilege, Time Deposit schedule, account balance and transaction details can help you understand your company’s full financial status at ease.
► You can conveniently view your Consolidated Monthly Statements of the previous 13 months via Corporate Banking Services Online (“CBS Online”).
The Bank provides secure and reliable e-banking services to help you manage your finance anywhere anytime. What’s more, you can enjoy a wide array of online transaction privileges.
► You can access CBS Online to enjoy our comprehensive banking services.
► A wide array of online transaction offers including telegraphic transfer, foreign currency trading services, payroll and insurance services etc.
► As our prestigious Business Integrated Account customer, you can enjoy Monthly Service Fee waiver.
► You can manage your banking accounts, investment transactions and enquire about our services via CBS Phone Banking.
A chip-based “ATM Card – Business” for free and manage your account anytime, anywhere via our extensive ATM network. Enhance your company’s financial management with greater security and you can enjoy convenient financial services.
The Bank provides 2 types of Business Integrated Account to cater for your company’s different needs at different business stages:
| Account Type | Auto-sweeping Service - Maximum Limit: | Total Relationship Balance Monthly Service Fee: | Number of Free Counter Transactions* |
|---|---|---|---|
| Business Integrated Account – Chiyu | HK$100,000 US$12,000 RMB80,000 |
HK$1,000,000 or above: Waived
HK$500,000 to below HK$1,000,000: HK$100
Below HK$500,000: HK$200 |
50 transactions |
| Business Integrated Account | HK$50,000 US$6,000 |
HK$50,000 or above: Waived Below HK$50,000: HK$120 |
50 transactions |
* For any counter transaction(s) exceeding the Maximum Limit shall be subject to a service fee of HK$20 per transaction.
The Business Integrated Account Monthly Service Fee is determined by your TRB, i.e. the monthly average balance of deposits, loans, value of Investment Assets, and mortgage instalment.
