» Latest Time Deposit Offer

Hong Kong Dollar Time Deposit

• Minimum opening deposit is just HK$10,000.
• Choose from deposit tenures of 1 day up to 60 months.
• Access and manage your Time Deposit via Mobile Banking, Internet Banking, Phone Banking and any of our branches.
• Automatic renewal service available for your convenience.

Foreign Currency Time Deposit

• Choose from a wide range of foreign currencies and deposit periods.
• Access and manage your Foreign Currency Time Deposit via Mobile Banking, Internet Banking, Phone Banking and any of our branches.
• Automatic renewal service available for your convenience.

Monthly Deposit Savings Plan – Club Deposit

• The easy way to save.
• Including HKD and CNY.
• Minimum deposit amount of only HK$500 or CNY500.
• Automatic renewal service available for your convenience.

Risk Disclosure of Foreign Currency Trading：

• Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into HKD or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of relevant currencies).

Conversion Limitation Risk of RMB：

• RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into Hong Kong dollar or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.