In face of competitive business environment, your esteem company should be equipping with machinery in order to enhance your company's productivity and competitive power. To maintain the spirit of helping SME to develop, Chiyu bank provides you with extra cash to reinforce your efficiency and capture every business opportunity.  

The loan can be used to acquire installations and equipment including machinery, tools, computer software and hardware, communication system, office equipment, transport facilities, furniture and fixtures, etc. What's more, you may also acquire business installations for your operation overseas to enhance your company's competitive power and maximize profits.  

HIGH LOAN AMOUNT

The loan amount can be up to high ratio of purchase price of the business installations and equipment to allow you to boost business efficiency without tying up cash upfront. 

PREFERENTIAL INTEREST RATES

Apart from a low interest rate, you have a choice of fixed or floating rate for your maximum financial flexibility.

FLEXIBLE REPAYMENT PERIOD

You can choose from a flexible repayment period of up to 36 months to meet your specific business and cash flow needs.

APPLICATION IS SIMPLE

Any locally-registered SME (including sole proprietorship, partnership and limited company) being able to provide the following documents is eligible to apply.

• Company registration document
• Latest 2 years' financial reports and profits tax demand notes (if any)
• Latest 6 months' major bank statements
• Quotations, contracts or invoices of the purchased item(s)
• Guarantor's information, including financial information and address proof (if any)

To borrow or not to borrow? Borrow only if you can repay!