Public Liability Insurance

Protects against any legal liability in the event of the insured's negligence or management mal-practice causing bodily injury or death or property damage of the public.

Employees' Compensation Insurance

Covers the employers' legal liability under Employees' Compensation Ordinance and Common Law in respect of bodily injuries or death of their employees arising out of or in the course of employment.

The above information is for reference only.
Details of coverage are subject to the terms and conditions of the Policy.

Terms and Conditions

• This Plan is underwritten by Bank of China Group Insurance Company Limited (" BOCG Insurance").
• Chiyu Banking Corporation Ltd (“Chiyu Bank”) is an appointed insurance agent of BOCG Insurance for distribution of this Plan. This Plan is a product of BOCG Insurance but not Chiyu Bank.
• In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Chiyu Bank and the customer out of the selling process or processing of the related transaction, Chiyu Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of this Plan should be resolved between directly BOCG Insurance and the customer.
• BOCG Insurance is authorized and regulated by the Insurance Authority to carry on general insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
• BOCG Insurance reserves the right to accept or decline any application for the Plan based on the information provided by the insured and applicant at the time of application.
• BOCG Insurance reserves the right to amend or withhold any terms and conditions without prior notice.
• The plan is governed by the terms and conditions in the relevant policy document. Detailed terms and conditions are subject to the official policy document issued by BOCG Insurance. Please refer to the relevant policy document for the details of the insured items and coverage, provisions and exclusions.